New Bedford Area Bankruptcy Lawyer
Representing Clients in Bankruptcy Since 1993
There are many misconceptions about consumer bankruptcy. Bankruptcy laws changed in the last few years but bankruptcy is still a viable option for people facing overwhelming debt, and for those seeking to stop foreclosure and save their home. If you have questions about bankruptcy, or are considering filing for bankruptcy, please contact our law office online, or call 508-817-5072 to schedule a free initial consultation with a bankruptcy attorney.
At the Law Offices of Heather J. Lynham, P.C., we help clients in the New Bedford area and throughout southeastern Massachusetts, who are seeking help with bankruptcy. Founding attorney Heather J. Lynham has over 15 years experience representing clients in bankruptcy. Everyday, we help clients find relief from their problem debt.
Bankruptcy Under Chapter 7 or Chapter 13 - Stop Foreclosure & Obtain a Fresh Start
You can file for bankruptcy protection under Chapter 7 or Chapter 13. The decision about which type of bankruptcy is right for you is based not only on your current financial situation, but also on what you hope to achieve through the bankruptcy process. Chapter 7 allows for a full discharge of most types of debt. Chapter 13 allows for the creation of a repayment plan in which you pay back a portion of your debt over a 3 to 5 year period. Chapter 13 is for those individuals seeking to save their home from foreclosure, and for those individuals who do not qualify for Chapter 7.
Our goal is to ensure that you fully understand all of your options, as well as what happens during and after the bankruptcy process. It is critical to work with an experienced attorney who understands that every detail must be in order before appearing at the hearing with the trustee. Your goal is debt relief. We will help you to achieve your goal.
For more information on bankruptcy, or to schedule a free initial consultation, please contact the Law Offices of Heather J. Lynham, P.C. We offer evening appointments.
**A debt relief agency helping people file bankruptcy under the Bankruptcy Code.
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