We Can Help You Stop Home Foreclosure
Many circumstances can lead to a home foreclosure, including being behind on mortgage payments, accumulating debt from medical bills or having issues with creditors. No matter what the cause, you may be able to take legal measures to stop foreclosure of your home. A powerful tool is available through the bankruptcy court. By speaking with an experienced attorney, you can learn about the process and find out if this option is right for you.
The Law Office of Heather J. Lynham, P.C. in Fairhaven helps clients in New Bedford and throughout southeastern Massachusetts. Our firm can assist with legal matters related to stopping home foreclosures. This typically is done through Chapter 13 bankruptcy, which is a restructuring of your debt and past due mortgage into manageable payments over three to five years. You can qualify for this option if you can show the court that you have enough income to make the payments while staying current with future mortgage payments.
Removing Second Mortgages
In addition to filing for Chapter 13, there are instances where you can eliminate a second mortgage. To qualify, your property value must drop below a certain level. If you have a second mortgage, we can evaluate your situation to see if this is a viable option.
To talk to an experienced lawyer about your options for stopping home foreclosure, call our firm today at 508-525-4805. Or send us an online message using the form on this website and tell us about your case. Initial consultations are free and we offer payment plans for our services in certain circumstances.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.